On 24 November 2011, Yapı Kredi’s Board of Directors resolved to sell a 100% provisioned non-performing loan portfolio of credit cards and individual loans amounting to a total of TL 290 mln (including overdue interest) to LBT Varlık Yönetimi A.Ş. for a total consideration of TL 45.8 mln:
 • A credit card portfolio of TL 205 mln and 
 • An individual loan portfolio of TL 85 mln
 The sale proceeds are expected to be collected by 3 December 2011 and will have a net positive pre-tax P&L impact of TL 45.8 mln, which will be reflected in YKB’s 4Q11 financials after the transaction is finalised. 
 The positive impact of the sale is expected to be ~35 bps on YKB’s bank-only NPL ratio as of October.
 All figures as of October 2011 
İstanbul, 29 November 2011 
 Enquiries:
 Yapı Kredi Investor Relations
 Tel: (90) (212) 339 7647 
 Email: yapikredi_investorrelations@yapikredi.com.tr
Yapı Kredi / 29 Nov 2011