Senior Management

After graduating from İstanbul High school (İstanbul Erkek Lisesi), Gökhan Erün earned his undergraduate degree from İstanbul Technical University - Department of Electronics and Communications and graduate degree from Yeditepe University - Business Administration. Erün began his career at Garanti Bank Treasury Department in 1994. Between 1999-2004, Erün served as the Senior Vice President of Commercial Marketing and Sales Department. After becoming the CEO of Garanti Pension and Life in 2004, he was appointed as Executive Vice President of Garanti Bank in September 2005. Erün began to serve as the Deputy CEO of Garanti Bank in September 2015, also in charge of Corporate Banking, Treasury, Treasury Marketing and Financial Solutions, Derivatives, Cash Management and Transaction Banking, and Financial Institutions. At the same time, he was Board Chairman and Board Member in various local and international subsidiaries of Garanti Bank. As of January 2018, Erün has continued his career in Yapı Kredi as Executive Director in Board of Directors and Chief Executive Officer (CEO). In addition, Erün is the CEO of Koç Financial Services and holds positions in the Boards of various Yapı Kredi Group subsidiaries, Koç Finansman A.Ş. and Allianz Yaşam ve Emeklilik A.Ş. Also as of April 2021, Erün became the President of Koç Holding’s Banking Group.

Mehmet Erkan Akbulut graduated from Business Administration Department of Faculty of Political Science at Ankara University in 1989. He started his career in Yapı Kredi Bankası as an Assistant Internal Auditor, then worked as Department Manager in Credits Management, then as Directors in Corporate Banking Management and Commercial Banking Management. He had been expatriated to Yapı Kredi Azerbaijan and worked as Assistant General Manager, Credits and Risk Management between 2009 and 2013. Returning to Yapı Kredi, he worked as Director and then Group Director in Monitoring and Workout in Corporate and Commercial Credits between 2013 and 2018. Between 2018 and 2020 he worked as the Group Director of Corporate and Commercial Credits Underwriting. He worked as a Head of Collection and Workout Management between the dates of 2020 August – 2021 August. Between 2021 and 2024, he worked as Assistant General Manager – Credits. As of July 2024, he was appointed as Assistant General Manager - Corporate Banking. He has been Yapı Kredi Bank Executive Committee Member since 2021. Akbulut is also a member of the Board of Directors of Yapı Kredi Faktoring, Yapı Kredi Leasing, Yapı Kredi Deutschland and Turkish Credit Bureau.

After graduating from the Faculty of Business Administration at Çukurova University, Yakup Doğan started his career at İşbank as an Assistant Specialist in 1992. Between 1996 and 2001, he worked at Ottoman Bank in Senior Management positions responsible for the development of Retail Banking, Credit Cards and Alternative Delivery Channels. In 2001, Doğan joined Koçbank as Alternative Delivery Channels Manager. With the merger of Yapı Kredi and Koçbank in 2006, Doğan held the position of Alternative Delivery Channels Executive Vice President in Yapı Kredi. Doğan has been Assistant General Manager in charge of Alternative Delivery Channels (Limitless Banking) at Yapı Kredi since May 2009. Doğan has been a Member of the Executive Board at Yapı Kredi since October 2020, and he is a Member of the Board of Directors at Yapı Kredi Teknoloji A.Ş., Yapı Kredi Finansal Teknolojiler A.Ş., Yapı ve Kredi Bankası A.Ş. Mensupları Yardım ve Emekli Sandığı Vakfı and Tanı Pazarlama ve İletişim Hizmetleri A.Ş.

Following graduation from Istanbul Technical University / Faculty of Mechanical Engineering, Cahit Erdoğan completed his MBA degree from Rochester Institute of Technology. Erdoğan started his professional career at Xerox Corporation (Rochester, NY) as a Business Analyst. In 2000, Erdoğan started his Management Consultancy career by joining Accenture Turkey. Until 2019, he worked in Accenture as Consultant, Manager and Senior Manager and in February 2008, he was appointed as Turkey Country Lead of the Management Consulting. Erdoğan joined Yapı Kredi in 2009 as Chief Information Officer (CIO). Since July 2013, he assumed the position of Assistant General Manager in charge of Information Technologies and Operations at the Bank. Between May 2020 and August 2021, he was the Chief Operations Officer (COO), responsible of Information Technologies, Operations and Analytics. As of August 2021, he appointed as Assistant General Manager of Commercial and SME Banking in Yapı Kredi. Mr. Erdoğan is also a member of the Executive Committee in Yapı Kredi since July 2013, the Chairman of the Board of Directors in Yapı Kredi Technology A.Ş between May 2015- August 2021, he was the member of the Board in Yapı Kredi Investment & Securities A.Ş. between March 2020- September 2021, member of the Board in Yapı Kredi Factoring, Yapı Kredi Leasing, Yapı Kredi Bank Azerbaijan since August 2021, Yapı Kredi Bank Nederland since October 2021, Tanı Marketing and Communucation Services since December 2021, Yapı Kredi Financial Technologies since February 2022.

After graduating from the Department of Economics at Middle East Technical University in 1996, Abdullah Geçer began his professional career at the Undersecretariat of Treasury as an Assistant Sworn Bank Auditor. Having served in this position between 1996 and 2000, Abdullah Geçer assumed Sworn Bank Auditor and Senior Sworn Bank Auditor positions in Banking Regulation and Supervision Agency of Turkey between 2000 and 2007, and completed the MBA in Finance program at University of Nottingham in 2006. Serving as a coordinator in Koç Holding Audit Group in 2007 – 2020, Abdullah Geçer was appointed as the Assistant General Manager for Internal Audit in Yapı Kredi on 20 April 2020.

Mr Karaaslan graduated from Marmara University, Business Administration department in 1999. Between September 1999 and December 2004, he worked at PricewaterhouseCoopers (PwC) where he joined as an Assistant Auditor and promoted to Audit Manager. He continued his career at Koçbank between 2005 and 2006 as Head of Budget & Planning. In 2006, following the merger of Koçbank and Yapı Kredi Bank, he was appointed as Vice President responsible from Planning & Control. He has been the Head of Planning & Control since 2010 and promoted as Executive Vice President in 2011. Starting from January 2016, he was appointed as Assistant General Manager in charge of Retail Credits. Currently, he continues to serve as Chief Financial Officer (CFO) starting from March 2020. Mr Karaaslan also assumes the positions of member of Board in several subsidiaries of Yapı Kredi Bank. He was also a board member of Credit Bureau and a member of The Banks Association of Turkey Risk Center.

Hakan Kaya graduated from Istanbul University Faculty of Law in 2003, and completed his EMBA program at Koç University. Following the legal internship and starting his career in private law firms, Hakan Kaya advanced into Banking and Finance sector in 2008, as a lawyer in Turkland Bank. He joined Yapı Kredi in 2013, serving as a legal counsel until 2015, Criminal Law Affairs Manager until 2016, Head of Litigation until 2019 and Legal Follow-up Director until October 2023 respectively. He continues to serve as the Chief Legal Officer of Yapı Kredi since October 2023. Hakan Kaya also acts as the General Secretary of Yapı Kredi Sports Club and is also a member of the Disciplinary and Ethics Committees of Yapı Kredi.

Kürşad Keteci earned his undergraduate degree from Marmara University Business Administration. Keteci began his career at Andersen Audit and Consultancy in 2001. Between 2001 and 2003 he worked in audit work of several banks and financial institutions. Between 2003 and 2006 he worked in Transaction Services Department for M&A activities as well as consultancy projects in financial sector. He worked as Deputy CFO in Bankpozitif Investment Bank between 2006 and 2012. He joined Yapı Kredi in 2012 and served as Head of Financial Reporting, Head of Budget and Planning and Head of Corporate Strategy and Investor Relations. Between March 2020 to June 2024, Keteci was responsible for Strategic Planning, investor relations and strategic investments as Chief Strategy Officer (CSO). Since June 2024, he became a member of Executive Committee and appointed as Assistant General Manager of Strategy. He is currently responsible for strategic planning, customer and service model analytics, capacity planning, strategic investments as well as investor relations.

Nursezil Küçük Koçak graduated from Istanbul University, Department of Economics in English in 2002 and completed the Master of Business Administration program for executives at Koç University. Nursezil Küçük Koçak started her professional career at Yapı Kredi in 2003 and worked as Credit Underwriting Specialist until 2012. Nursezil Küçük Koçak served as the Corporate Credit Underwriting Manager and Commercial Credit Underwriting Region Manager between 2012 and 2014, Following this position, she served as Commercial Credit Region Underwriting Vice President, Commercial Credit Underwriting Vice President, Specialized Credits and Corporate Credits Underwriting Vice President respectively. Nursezil Küçük Koçak, who has been serving as the Corporate and Commercial Credit Underwriting Executive Vice President since August 2020, was appointed as the Credits Assistant General Manager on July 24, 2024.

Korkut Okay earned his undergraduate degree from Middle East Technical University, Department of Management and his MBA degree from Marmara University. He is currently continuing his PhD program in Banking and Finance at Başkent University. He started his career at Yapı Kredi Audit as a Management Trainee in 1994. Between 1999 and 2005, Okay worked in Dışbank as a director in Audit, Branch Operations and Organization Management. He worked in Fortisbank as a managing director in Operations and Retail Banking between 2006 and 2011. He returned to Yapı Kredi and served as the director of Branch Operations between 2011 and 2021. Since August 2021, he has been working as Banking Operations Executive Vice President. Okay is also teaching at Başkent Universityi in the department of Banking and Finance.

Özden Önaldı graduated from Istanbul Technical University's Department of Management Engineering and earned her Executive MBA degree from Koç University. She began her professional career as a Project Consultant at SAP Company in 1999. Önaldı, later continued her banking career at Osmanlı Bank in the Alternative Distribution Channels department. In 2002, she started working at Garanti Bank, where she led several strategic projects in CRM & Marketing, Strategic Planning, IT, and Human Resources at various management levels. Özden Önaldı joined Koç Holding in 2016 and worked in Human Resources & Industrial Relations Group in digital transformation, agile transformation, and leadership programs areas. As of February 2022, Önaldı has been appointed as the Assistant General Manager of Human Resources Organization & Internal Services and a member of the Executive Committee in Yapı Kredi. She has joined the Board of Yapı Kredi Technology, Yapı Kredi Invest, Yapı Kredi Factoring and Yapı Kredi Leasing in March 2023.

After graduating from Middle East Technical University, Department of Economics in 1989, Mehmet Erkan Özdemir worked as a Sworn-in Bank Auditor on the Sworn-in Bank Audit Board of the Banking Regulation and Supervision Agency between April 1994 and August 2001. He joined Koç Holding in September 2001 as Audit Coordinator in the Koçbank Audit Group, responsible for the financial companies of the Group. Özdemir was assigned as Compliance Officer and Assistant General Manager in charge of the Compliance Office in April 2008. Özdemir has been served as Assistant General Manager in charge of Compliance and Internal Control between October 2013 and October 2020. He has been serving as Assistant General Manager in charge of Compliance, Internal Control and Risk Management since October 2020.

Gökhan Özdinç earned a Bachelor of Science degree in Computer Engineering (1997), MBA (1999) and Ph.D. (in Management) (2006) degrees from Boğaziçi University. Özdinç started his career as a software engineer in Finansbank Information Technologies. He managed Card Payment Systems Applications Development, Software Architecture, Business Analysis, Project & Program Management, Digital Channels Applications Development, Data-warehouse & Business Intelligence teams till 2012. He worked as the member of the Management Board responsible from Digital Banking and Data Management teams in Finansbank’s Information Technologies company, IBTECH, between 2012 and 2014. Özdinç was appointed as the COO, responsible from Information Technologies and Banking Operations departments in Aktifbank between 2014 and 2019. At the same time he also assumed the positions of the member of Board in E-kent, NKolay and Çalık Digital, the subsidiaries of Aktifbank.

Özdinç joined Yapı Kredi in 2020 and worked as the Subsidiaries’ Application Development & IT Governance Director and the CIO of Yapı Kredi Invest. As of August 2021, he was appointed as the Assistant General Manager of Yapı Kredi in charge of Technology, Data & Analytics and Process Management, and a member of the Executive Committee. At the same time, Özdinç has been giving lectures in the Department of Management Information Systems and the Department of Management at Boğaziçi University since 2007.

Serkan Ülgen received his B.S. degree in Industrial Engineering from Bilkent University, Ankara in 1998. Following his graduation, he started his professional career at BENKAR Consumer Financing and Credit Card Services within Boyner Group. In 2001, he joined Yapı Kredi Bank and since then, held different positions in Retail Banking and Card Payment Systems at Yapı Kredi. In this time period he got his MBA degree from Boğaziçi University, Istanbul in 2005.

Serkan Ülgen, has been working as Yapı Kredi's Assistant General Manager responsible for Retail Banking and a member of the Executive Committee since January 1, 2018. Ülgen is also a Member of the Board of Yapı Kredi Bank Azerbaijan, Yapı Kredi Invest and Yapı Kredi Financial Technologies and also Yapı Kredi Pension Fund Foundation. In addition to his responsibilities in the Bank, Ülgen is also a board member of Allianz Life and Pension, Tanı Marketing and Communication Services and UK-based 441 Trust Company companies. Also, Ülgen has been serving as the Head of the Supreme Council of Turkey within Visa Turkey and continuing his duty as the Advisory Board Member within MasterCard Europe.

Serdar Yerli has undergraduate degree from Middle East Technical University (METU), Department of Economics (2000) and completed Koc University Executive MBA program (2022). He started his career in HSBC and worked as assistant portfolio manager between 2000-2003 years in Bursa corporate branch. In 2004, he joined Kocbank as credit analyst in corporate credit underwriting department. In Yapı Kredi, he worked as manager position in corporate & specialized credits monitoring unit and commercial credit underwriting region office between 2008 - 2013 years. In 2014, he was appointed as vice president at head office and worked in commercial credit underwriting, corporate & subsidiaries & specialized credits underwriting unit and finally in commercial monitoring and workout unit. In 2021, he was appointed as Executive Vice President in Collection and Workout Management and he is responsible from restructuring, collection and workout activities of Yapı Kredi’s Stage 2 and Stage 3 clients.

Saruhan Yücel earned his undergraduate degree from Istanbul University Department of Business Administration and his graduate degree from University of Illinois in Business Administration. Yücel started his career at Koçbank in fund Management Department in 2000. Following his role as Securities Portfolio Manager, between 2002 and 2003, in Yapı Kredi Portfolio in Investment Funds Management Fixed Income department, between 2003 and 2018, he worked as FX and Money Markets Senior Dealer, FX Markets Vice President, Fixed Income Securities Vice President and Balance Sheet Management and Fixed Income Securities Executive Vice President in Yapı Kredi Bank. Following June 2018, he continued his career as Treasury Management Assistant General Manager. He is also Member of the Executive Committee at Yapı Kredi Bank.