Fact Sheet
9M20 Financial Results
TOTAL ASSETS
492.5
TL billion
24%
CORE REVENUES
15.7
TL billion
20%
NET PROFIT
4.315
TL billion
29%
LIQUIDITY COVERAGE RATIO
146%
CAPITAL ADEQUACY RATIO
16.7%
(without forbearances ending in 2020)
Loans
MARKET SHARE
TOTAL LOANS(Cash)
283.0TL BILLION
27%
LOANS/ASSETS
Customer Deposits
MARKET SHARE
Customer Deposits
263.5TL BILLION
23%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE
Number of Credit Cards
11.8MILLION
WorldCard undisputed leadership in credit cards for 32 years!
LOAN/DEPOSIT RATIO
102%
SHAREHOLDER'S EQUITY
46.7
TL BILLION
TIER 1 RATIO
13.5%
without forbearances ending in 2020
RETURN ON TANGIBLE EQUITY
13.7%
COST OF RISK
2.23%
-69 bps improvement year-to-date
TL Deposit Cost
725bps 6.5%
year-to-date
Loan-Deposit Spread
126bps 6.35%
year-to-date
Net Interest Margin
+43bps 3.7%
year-to-date
*Changes are year-on-year unless otherwise stated.
**Consolidated