Fact Sheet
9M23 Financial Results
TOTAL ASSETS
1.7
TL trillion
54%
CORE REVENUES
79.5
TL billion
NET PROFIT
48.7
TL billion
38%
FX LIQUIDITY COVERAGE RATIO
408%
RETUN ON TANGIBLE EQUITY
46%
CAPITAL ADEQUACY RATIO
17.8%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
763TL BILLION
41%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
984TL BILLION
59%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 1,2
Number of Credit Cards
16.9MILLION
LOAN/DEPOSIT RATIO
78%
ytd 6 pts improvement
SHAREHOLDER'S EQUITY
162.2
TL BILLION
TIER 1 RATIO
15.8%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
43%
COST OF RISK
0.31%
(exc. fx hedge)
PROVISIONS/
GROSS LOANS
5.2%
(unconsolidated)
(1) Among private banks
(2) Calculated based on credit card outstanding balance
*Changes are year-on-year unless otherwise stated.
**Consolidated