Fact Sheet
9M22 Financial Results
TOTAL ASSETS
1.1
TL trillion
85%
CORE REVENUES
56.8
TL billion
NET PROFIT
35.3
TL billion
409%
FX LIQUIDITY COVERAGE RATIO
587%
RETUN ON TANGIBLE EQUITY
54.9%
36 pp
CAPITAL ADEQUACY RATIO
17.6%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
543.6TL BILLION
68%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
617.3TL BILLION
94%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 2
Number of Credit Cards
14.4MILLION
LOAN/DEPOSIT RATIO
87%
14 pp improvement
SHAREHOLDER'S EQUITY
112.5
TL BILLION
TIER 1 RATIO
15.5%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
39%
COST OF RISK
0.91%
(exc. fx hedge)
FEE INCOME/
TOTAL COSTS
76%
3 pp
(year to date)
PROVISIONS/
GROSS LOANS
5.8%
(unconsolidated)
Cost/ Income
20%
11 pp
(year to date)
(1) Among private banks
(2) Calculated based on credit card outstanding balance
*Changes are year-on-year unless otherwise stated.
**Consolidated