2025 FINANCIAL RESULTS
TOTAL ASSETS
3.5 TL trillion
arrow_upward 38%
CORE REVENUES
190 TL billion
NET PROFIT1
52 TL billion
arrow_upward 79%
NET PROFIT
47 TL billion
arrow_upward 62%
FX LIQUIDITY COVERAGE RATIO
308%
RETUN ON TANGIBLE EQUITY1
~23.5%
RETUN ON TANGIBLE EQUITY
21.4%
CAPITAL ADEQUACY RATIO
13.8%
(without forbearances)
Loans
MARKET SHARE3
TOTAL CASH LOANS2
1.8TL TRILLION
45%ytd
LOANS/ASSETS
Customer Deposits
MARKET SHARE3
Customer Deposits
1.9TL TRILLION
44% ytd
CUSTOMER DEPOSITS/ASSETS
LOAN/DEPOSIT RATIO4
85%
SHAREHOLDER'S EQUITY
255.6
TL BILLION
TIER 1 RATIO
11.8%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
46%
COST OF RISK
+167 bps
(exc. fx hedge)
PROVISIONS/
GROSS LOANS
3.9%
(unconsolidated)
(1) Adjusted for the one-off impact from tax regulation change
(2) Loans exluding loans provided to financial institutions
(3) Among private banks
(4) LDR = Loans exc. Bank loans / (Customer Deposits + TL Bonds + Blocked Deposits)
* Changes are year-on-year unless otherwise stated.
**Consolidated