Fact Sheet
2023 Financial Results
TOTAL ASSETS
1.9
TL trillion
57%
CORE REVENUES
112
TL billion
NET PROFIT
68
TL billion
29%
FX LIQUIDITY COVERAGE RATIO
505%
RETUN ON TANGIBLE EQUITY
45%
CAPITAL ADEQUACY RATIO
16.9%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
890TL BILLION
52%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
1.1TL TRILLION
55%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 1,2
Number of Credit Cards
17.5MILLION
LOAN/DEPOSIT RATIO
82%
ytd 6 pts improvement
SHAREHOLDER'S EQUITY
178.9
TL BILLION
TIER 1 RATIO
15.3%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
42%
COST OF RISK
0.14%
(exc. fx hedge)
PROVISIONS/
GROSS LOANS
4.4%
(unconsolidated)
(1) Among private banks
(2) Calculated based on credit card outstanding balance
*Changes are year-on-year unless otherwise stated.
**Consolidated