Fact Sheet
2021 Financial Results
TOTAL ASSETS
780.8
TL billion
61%
CORE REVENUES
25.5
TL billion
NET PROFIT
10,490
TL million
107%
FX LIQUIDITY COVERAGE RATIO
671%
%90
RETUN ON TANGIBLE EQUITY
19.6%
764 bps
CAPITAL ADEQUACY RATIO
15%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
403.1TL BILLION
43%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
412.8TL BILLION
59%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 2
Number of Credit Cards
12.9MILLION
LOAN/DEPOSIT RATIO
94%
10% improvement
SHAREHOLDER'S EQUITY
63.5
TL BILLION
TIER 1 RATIO
12.6%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
43%
COST OF RISK
0.87%
(year to date)
FEE INCOME/
TOTAL COSTS
74%
9 pts
PROVISIONS/
GROSS LOANS
7.3%
(unconsolidated)
(1) Among private banks
(2) Calculated based on credit card outstanding balance
*Changes are year-on-year unless otherwise stated.
**Consolidated