Fact Sheet
2020 Financial Results
TOTAL ASSETS
486.5
TL billion
18%
CORE REVENUES
21.6
TL billion
17%
NET PROFIT
5.080
TL billion
41%
LIQUIDITY COVERAGE RATIO
148%
CAPITAL ADEQUACY RATIO
16.7%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
281.8TL BILLION
23%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
259.3TL BILLION
15%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 1
Number of Credit Cards
11.9MILLION
WorldCard undisputed leadership in credit cards for 32 years!
LOAN/DEPOSIT RATIO
105%
+8 points improvement
SHAREHOLDER'S EQUITY
47.6
TL BILLION
TIER 1 RATIO
13.6%
without forbearances
RETURN ON TANGIBLE EQUITY
12%
256 bps
COST OF RISK
2.51%
41 bps improvement
TL Deposit Cost
670bps 7.1%
Loan-Deposit Spread
94bps 6.0%
year-to-date
Net Interest Margin
48bps 3.78%
year-to-date
(1) Among private banks
*Changes are year-on-year unless otherwise stated.
**Consolidated