Fact Sheet
1Q23 Financial Results
TOTAL ASSETS
1.2
TL trillion
43%
CORE REVENUES
21.3
TL billion
NET PROFIT
12.6
TL billion
74%
FX LIQUIDITY COVERAGE RATIO
599%
RETUN ON TANGIBLE EQUITY
39.7%
CAPITAL ADEQUACY RATIO
16.5%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
623TL BILLION
41%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
779TL BILLION
66%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 2
Number of Credit Cards
15.7MILLION
LOAN/DEPOSIT RATIO
81%
ytd 4 pts improvement
SHAREHOLDER'S EQUITY
131.4
TL BILLION
TIER 1 RATIO
14.8%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
41%
COST OF RISK
0.38%
(exc. fx hedge)
PROVISIONS/
GROSS LOANS
5.7%
(unconsolidated)
(1) Among private banks
(2) Calculated based on credit card outstanding balance
*Changes are year-on-year unless otherwise stated.
**Consolidated