Fact Sheet
1H23 Financial Results
TOTAL ASSETS
1.5
TL trillion
49%
CORE REVENUES
39.3
TL billion
NET PROFIT
24.1
TL billion
26%
FX LIQUIDITY COVERAGE RATIO
522%
RETUN ON TANGIBLE EQUITY
36.8%
CAPITAL ADEQUACY RATIO
17%
(without forbearances)
Loans
MARKET SHARE 1
TOTAL LOANS(Cash)
702TL BILLION
41%
LOANS/ASSETS
Customer Deposits
MARKET SHARE 1
Customer Deposits
941TL BILLION
82%
CUSTOMER DEPOSITS/ASSETS
Credit Cards Volume
MARKET SHARE 1,2
Number of Credit Cards
16.3MILLION
LOAN/DEPOSIT RATIO
76%
ytd 9 pts improvement
SHAREHOLDER'S EQUITY
139.3
TL BILLION
TIER 1 RATIO
15.0%
without forbearances
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
42%
COST OF RISK
0.33%
(exc. fx hedge)
PROVISIONS/
GROSS LOANS
5.4%
(unconsolidated)
(1) Among private banks
(2) Calculated based on credit card outstanding balance
*Changes are year-on-year unless otherwise stated.
**Consolidated